· Once you have registered with us and logged into the website the user on the website will be assumed to have studied all the terms and conditions including the Privacy Policy as mentioned on this website and will also be presumed to have unconditionally accepted all these Terms and Conditions. The User and Sec2pay have an agreement binding and enforcing all these terms and conditions. However, the terms and conditions mentioned will not alter to any other terms and conditions the client may have with Sec2pay for other services.

· Requesting you to kindly go via the terms and conditions set out hereunder with a warning prior to agreeing on them. In case you do not agree with these Terms and Conditions, kindly terminate the use of this Website immediately.

· In case you be given the Terms and Conditions, you can speak your acceptance by:

  • just by agreeing/accepting with the terms and conditions when available by Sec2pay to you in the User interface, or by way of having access to or really the using of the services.
  • when a user has agreed on Sec2pay to treat using of Services as an acceptance of the Terms and Conditions from that time onwards.

· The term “User” here simply means any legal or natural person accepted these terms and conditions for itself or on behalf of any legal entity.

· It is clarified that a separate Privacy Policy has been furnished one by one and it is a vital part of these Terms and Conditions.

· The unenforceability of any provisions of any of these Terms and Conditions will not have any impact on the legality or enforceability of any of the Terms and Conditions. And in case any of the void provisions, the relaxation shall be binding upon the user. The Terms and Conditions may also be modified/ Revised by Sec2pay at our sole discretion and at any time besides prior intimation and any of such adjustments if made will be on an instantaneous basis.

· By the persisted use of this Website or gaining access to the Services, the User accepts to be sure by using the revised or amended Terms and Conditions and these shall supersede any previously accepted Terms and Conditions.

· Provision of Services

· Subjecting to the Terms and Conditions herein, Sec2pay presents the offerings stated in Schedule-I mentioned below. As per the description, all services that are provided to the users are additionally covered in Schedule I.

· Sec2pay is continuously upgrading itself to furnish the users with one of the great viable experiences. The user offers his consent to any changes being made from time to time barring any notice of such change. Further, you agree and know that Sec2pay would possibly give up these offerings on an everlasting or temporary to the users at our sole discretion and barring any advance notice. In case the users decide to give up the use of our services, they don’t need to inform us.

· The users of Sec2pay on this website along with the terms and conditions, accept that Sec2pay can disable the user's account and the user will be prevented from using the services and account details or any other content in the user's account. Sec2pay has the right to delete any information or data saved in the user's account and no longer constrained any personal information. As an alternate direction, a user might notify us by informing their desire to no longer maintain or use personal information in their account. In such a case the services might be restricted.

·  Our Services at Sec2pay, are agreeing that Sec2pay disclaims all authenticity rights on the data which would possibly have turned out to be outdated considering its last update. We reserve all rights to make changes or any corrections to any section of the internet site content material besides a prior notification to the users. All the portions of data alongside the pics on this site are set to be in the public domain as publicity photos, promotional materials, etc. 

· Kindly contact us by e-mail if you are the copyright proprietor of any of the content material stated on Sec2pay site which you experience violates the Copyright law. Kindly point out the actual URL of the webpage to assist us in finding the same. Your worries would be addressed, and suitable action will be taken on the same. Please be aware that all pictures on our site are digitized via Sec2pay and no other party has the authorization to repudiate these digital variations in any type of format without our prior permission.

· Eligibility

· A person who is capable to contract under the relevant provisions of law and is over 18 years of age are eligible to use or go to our website. The access will be granted once your representation as a competent user to contract and the user has registered its business or enterprise then the user has represented the authority to bind such commercial enterprise entity to the Terms and Conditions.

·  This internet site is available to individuals who are eligible for legally binding contracts under the Indian Contract Act, 1872 and any amendments thereto.  

·  All the usage, as well as the access of this website, shall be agreed upon and acknowledged that the user shall be financially responsible. The rights of accessing this website will be revoked automatically if the terms and conditions become void if prohibited by the applicable laws.

·  Use of Services

·  The user on the site might possibly be requested to create an account for using the services with Sec2pay. The user can do so by providing their information as a part of the registration process. The user is to agree on the accuracy of the information provided by them at the time of registration. In cases where the information provided by the user is incomplete or inaccurate then Sec2pay has a reasonable ground to agree that such data/information violates the legal guidelines and are no longer in accordance with the Terms and Conditions.  

· Further, we reserve the right to terminate your account or reject the registration of your account and refuse to furnish admission to the website. You are agreeing to indemnify us in opposition to all claims due to the usage of any records or details that are posted or provided by you and we are entitled to dispose of any such information/detail without prior notification.

· By gaining access to the “User account” part on this site, a user can make any modification/rectification on the Registration Data in the user's account and can delete its account at any time. The process of account deletion would possibly take some time however it shall be executed and finished by us. However, we do maintain a backup of all the information/ data of all user content material for a suitable time as per the legal necessities.  

· The user needs to take all the measures for making sure that the password is securely kept. It is the complete responsibility of the user for maintaining the passwords and confidentiality. Sec2pay is not responsible for any damage or loss that arises from a failure to protect passwords/accounts. The user must inform us right away as soon as the user feels that the account or password is used in an unauthorized manner. In case there is a dispute among two parties for proprietorship in any regard to this particular account with Sec2pay then Sec2pay shall be the sole arbitrator and our decision will be the final and binding on the disputed parties in this regard.

· Also, you are agreeing to furnish us non-exclusive, irrevocable, royalty-free, database and publicity rights which you can also have in the registration records in order to make sure no violations of any rights which you may also have in your registration data now or in the future.

·  Further, the user is completely liable for sharing any data in the user content material or registration records and undertake neither by yourself nor by permitting any third party to publish, transmit, host, display, modify, replace or share any information that is (i) Is damaging to minors in any way; (ii) The user has no right to be defamatory, obscene, pornographic, inappropriate, or illegal in any way. (iii) Impersonating any other person; (iv) Has any sort of virus; (v) Any violation of law causes infringement of any patent, trademark, or copyright somewhere in the world. (vi) Risk to the national security.

·  You shall agree to

  • Services for the reasons permitted by these Terms and Conditions and applicable legal regulations.
  • Sec2pay has the complete right to edit or delete such information. You are requested to kindly contact us without delay in case the user comes across any such information on our website, and also that the user will no longer engage that disrupt the services.
  • To use the data owned by us through various means only for personal use and not for any kind of commercial use unless agreed by us in writing.
  • To not access any of the Services by any other means besides the interface furnished by Sec2pay
  • Not to repudiate, copy, sell or resell the services for any reason until specifically permitted via a written agreement with us.
  • The user is liable for any breach of your obligations solely and Sec2pay has no responsibility to you or any third party for such breach.

·  You in addition agree to inform us in case a client revokes the consent to recurring payment guidelines for us to end the processing of such transactions. In case there is a delay in informing about such revocation, then Sec2pay will not be held accountable for any fees applicable pursuant to such revocation on the client. Your information may be shared with the governmental organizations which are lawfully authorized to investigate and guard cyber securities activities.

·Proprietary Rights

· A user must agree and acknowledge that Sec2pay has all the legal rights and propriety rights along with the title and services (The services also include any intellectual property rights subsisting in the services). The user must also state the said services might consist of information as private via us which you shall now not reveal besides our written consent received prior to such disclosure until agreed in an agreement with Sec2pay nothing cited in the Terms and Conditions delivers you a right to use any of our specific company features, provider marks, logos, exchange names, trademarks.

· Without categorical authorization in an agreement by Sec2pay, the user shall agree whilst the usage of our offerings or the user will no longer be the usage of any logo of any organization or organization/ company or trade title in a manner which is likely to end result in commotion and chaos about the possession of such marks or logos.

· Office of Foreign Assets Control - Compliance

·  OFAC compliance is crucial by the user whilst the use of the services, and it is obligatory to attain acknowledgment from the user that he/she has now not made a contribution without delay or in a roundabout way of the money on hand to any of its affiliates, partners  or any other related persons, with the cause of financing the things to do of any character presently concern to the OFAC Specially Designated Nationals List (SDN), the Additional OFAC Sanctions List and Consolidated Sanctions List, as modified over time to time. 

· For the motive of this paragraph, OFAC capacity the Office of Foreign Assets Control constituted beneath the legal guidelines of the United States of America.

·  Services Content

· “Content” for these Terms and Conditions consist of logos, photos information, interactive elements generated, videos, graphics, written posts, articles, comments, audio clips, text, animations, scripts, software program furnished or accessed by the use of services.  

· Sec2pay reserves all the rights to refuse, filter, modify, take away or flag any or all the Content from any Service. Further, we additionally reserve the proper to, publish, re-publish, moderate, and use all consumer-originated contributions and remarks which consists of profile pictures, comments, likes, favorites, votes, however, are now not restrained to these. We are now not in charge to pay any sort of royalty to any User for re-using any content material throughout any of its platforms. If anything is being submitted by the user on the website, you are agreeing to furnish Sec2pay the rights for its use and changes or publications. The user must be conscious that the content material supplied to them as a phase of the service may be guarded by means of intellectual property rights owned by means of the sponsors or advertisers who grant us with such content. The users of this site agree that they would possibly be uncovered to indecent or objectionable content material in their opinion, and in such a case the use of services is at the user’s risk.

·  Authorization   

· Acceptance of these terms and conditions the user authorizes Sec2pay to receive, hold or disburse funds. Such authorization allows us to facilitate digital currency switch between payment system providers as well as our nodal accounts for processing each transaction that you authorize.

· The user may further authorize Sec2pay for transferring the payments obtained into the specific financial institution account for this purpose at the time of registration. Such authorization received from you shall stay in impact until the time your Secc2pay account is closed or removed.  

· Compliance with laws

· The users of this site agree to be in compliance with all relevant business and public anti-bribery and anti-corruption legal guidelines as applicable and enforceable by any authority, court, officer of the law or such in effect. Anti-bribery and anti-corruption legal guidelines limit the users, their representatives/officials, etc. from appearing on behalf of such person from promising to offer, giving, offering, accepting or pretending in any different way that induces a charge or something of price whether or not from overseas to government officials or political events or office bearers thereof or third party or any individual in order to get hold of an inappropriate benefit of any type.

· Fraudulent Transactions:

· Sec2pay shall be entitled to suspend the settlements of accounts relating to the Fraudulent Transaction if intimated via a Card Payment Network or Acquiring the Bank of a customer reporting an unauthorized debit of the customer’s fee instrument whilst such inquiry/investigation is in a pending stage.  

· In case the Fraudulent Transaction consequences into a Chargeback, then it shall be solved in accordance to the provisions associated Chargeback as set out below these Terms and Conditions.   

· In the case where the amount of a fraudulent transaction has already been settled to the User in accordance with these Terms and Conditions, then any dispute taking place in regard to such Fraudulent Transaction, following settlement, will be resolved in accordance with the RBI’s notification DBR.No.Leg.BC.78/09.07.005/2017-18, dated July 6, 2017 study with RBI’s notification DBOD. LEG. BC 86/09.07.007/2001-02 dated April 8, 2002, as well as the different notifications, circulars, and guidelines issued via the RBI in relation to this from time to time.

·  Indemnity

·  In case of any losses bobbing up from actions, demands, claims, or proceedings, a user will have to indemnify and maintain Sec2pay, its affiliates, employees, directors, licensors, and agents, if such losses have arisen as an end result of the following:

  • Violating relevant legal guidelines whilst the use of the Services
  • Charges and penalties imposed by Card Payment Networks on violation of relevant laws with the transactions on the user’s website.
  • Negligence and willful misconduct via the Users in the utilization of services
  • Breaching the user's confidentiality under these Terms and Conditions

·  Liability limitation:

·  The user acknowledges and agrees to certain provisions, Sec2pay or its affiliates, agents, employees, administrators, and licensors will now not be held in charge to you in case of the following:   

  • Any variety of exemplary, punitive, or direct/indirect damages prompted by means of you underneath any principle of liability;
  • Failure to preserve the confidentiality of your password as well as account details;
  • Corruption, deletion, or failure to shop any content material as well as communications facts maintained or transferred via the use of the services;
  • In case you shall fail to give Sec2pay the correct facts at the time of registration;

·  Damage brought on as an end result of your reliance on the accuracy, completeness, or existence of any advertising and marketing transactions between you and any sponsor/advertiser who has commercial acting on the service. These boundaries on the legal responsibility through Sec2pay are relevant to you even if Sec2pay needs to have been conscious of the opportunity of such losses to you or had cautioned.

·  Warranty Exclusion:

·  No facts referred to in these Terms and Conditions shall rule out or restrict sec2pay assurance or legal responsibility for losses that would possibly no longer be excluded lawfully or confined through relevant law. Certain jurisdictions preclude the allowance of except some warranties or conditions for losses that happened due to the damages as a result of negligence or breach of contract or inadvertent damages.

·  Accordingly, the barriers which are viewed lawful under the jurisdiction shall be relevant and our legal responsibility shall be confined beneath the most allowance of such legal responsibility by the law. We disclaim any implied assurance for Services and additionally any use of the same. The users agree that their utilization of services is at their very own sole risk and added that the services are furnished on an “as available” and “as is” basis.

·  Sec2pay and its licensors do no longer warrant to you in any way that:

  • Your utilization of services will definitely meet your requirements
  • The services will be timely, error-free as nicely as uninterrupted
  • Information obtained as a result of the carrier used will be accurate and authentic
  • Software defects furnished as section of services will be corrected

·  No information/details or advice in oral or written shall be obtained by the users of Sec2Pay or from any services that will create any warranty not mentioned in these terms and conditions. Sec2pay disclaims all warranties and conditions whether implied or expressed for a particular purpose.

·  Confidentiality Clauses   

·  The users of sec2pay might get access to some confidential and proprietary details which belongs to Sec2pay and is associated bearing to secured websites, the personal information of users, financial information, billing records, computer modules including technical “know-how”, methods of operation, any other personal information no longer accessible to the public in accepted which is actually recognized as CONFIDENTIAL.

·  The users are required to preserve such Confidential Information in confidence. The user shall take security steps in order to keep the secrecy of the Confidential Data from any sort of public disclosure and confidentiality. Along with that, the user needs to not reveal to a third party any type of Confidential Information barring sec2pays prior written consent to a third party with an exception of the representatives who have a need to understand the functions of these Terms of Use. 

·  Exceptions to Confidentiality Information: The confidentiality duties stated herein will have no responsibility on the User concerning any Confidential statistics which (i) Developed with no use of confidential information by the user; (ii) Acquiring from the third party by the user, who does not breach confidentiality responsibility to Sec2pay and who has shared the data with the user in good faith;  (iii) Which turns into normally regarded through the public at the time it was once acquired or afterward, with no failure on the part of the user.

·  Has to be disclosed due to legal necessities or requirements of any governmental authority, provided with a reasonable opportunity of being resistant toward the disclosure or to acquire e a protective order.

·  The User is responsible to notify Sec2pay upon figuring out any disclosure concerning the confidential information or any unauthorized, in case of any breach of confidentiality. Further, the user will want to cooperate with Sec2pay in a manner in order to assist us in regaining the possession of such Confidential Information and for stopping/preventing its unauthorized use.

·  Privacy

·  Sec2pay is concerned about the privacy of its users. Accepting the Terms and Conditions the user is confirming that the Privacy Policy has been examined and unequivocally accepted.

·  Advertising

·  Certain promotions and services are supported by revenue from advertising that might lead to the display of advertisements. These advertisements are primarily based on elements like services, data saved on the services, or different information. There would possibly be modifications in the kind and extent of advertising and marketing on sec2pay without any prior intimation.

·  The User might agree to Sec2pay that by placing such advertising and marketing on the use of services in consideration for us giving you access and usage of the services.

·  Card Payment Network Rules

·  The Card Payment Network has imposed sure written rules, guidelines, regulations, interpretations acknowledged as the “Card Payment Network Rules”.

·  The Card Payment Network rules and reserves all the rights to amend its guidelines. In accordance with the amendments to the Card Payment Network Rules, Sec2pay would possibly be required to adjust or modify the Terms and Conditions. These modifications or amendments (if any) will be applicable to the users. the user is hereby required to comply with all the guidelines, rules and regulations. There are infrastructure and techniques to facilitate transaction authorization in the Card Payment Networks. 

·  You expressly agree and are well known for assuming the danger of compliance with all the provisions of the Card Payment Network Rules, however any help through Sec2pay to recognize the Card Payment Network Rules irrespective of you being aware of or having to get access to these provisions. Experts of respective regulations of Visa, MasterCard, and American Express are reachable on their respective websites. You are agreeing to comply in full with all the guidelines, programs, necessities mandated and/or posted by means of the Card Payment Networks.

·  Any fines, penalties, or other amounts are being demanded of us through a Card Payment Network in the match of any non-compliance of Card Payment Network Rules, then you shall herein reimburse us with an equal amount of the penalty/fine besides prejudice to our rights hereunder. In case there is a failure in compliance with obligations toward the Card Payment Networks, in this scenario, Sec2pay may drop the agreement or suspend/ terminate the Services.

·  Complaints:

·  If you have any issues or complaints concerning the content material of this site or breach of these Terms and Conditions, then you are requested to inform the underneath mentioned Grievance Officer in writing or via email together with a digital signature.

·  Name (Grievance Officer): Nandkumar Ingle

·  Address:  Address: 207, Tower 1, World Trade Center , Kharadi Pune-411014

·  Email: legal@sec2payindia.com


·  Sec2pay offers payment links product through which the client receives empowered to accumulate payments from various clients by using certain links which are securely generated. These links can also be shared via means like SMS, email, WhatsApp, and other social media applications.


· Clients have been offered an alternate option of payment available on the mobile application by Payment Gateway. The Payment Gateway permits its clients to get payments by clients by using alternate methods of payment accessible at the time of checkout.

·  The Operations group is the proprietor of this record and is accountable for making sure that this policy is reviewed in line with the overview necessities mentioned above.

·  The current version of this report is reachable to all participants of staff.

·  This policy was once accredited by the Director and is issued on a version-controlled underneath his/her signature.